What Is An Office Visit Co-payment, Dental Co-insurance And Plan Deductible

What is an office visit co-payment and co-insurance?

An office visit co-payment is a fixed dollar amount or a percentage that you pay for each Family Dental Insurancedentist visit or for each dental service provided. For example, with some plans you may pay a fixed amount such as $5 or $10 per visit. Other plans will charge you a percentage of the total fee - or dental co-insurance -- for the visit. So if your co-payment is 10% and the dentist visit was $200, you would pay 10% which, in this case, would be $20.

What is a dental insurance deductible?

A deductible is the amount of annual dental expenses that a dental plan member must pay before the dental insurance plan will begin to cover expenses. For example, if your plan has a $50 deductible, you will pay the first $50 of your dental expenses before your dental plan begins paying the expenses. Only expenses for covered services apply towards the deductible. For example, if you paid $1,000 for orthodontic work that was not an expense covered by the plan, then the $1,000 will not apply toward your annual deductible.

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Your health and appearance are our major concerns at the Interstate Dental Clinic. However, let us not forget the importance of the chewing function of healthy teeth. Let our team deliver the honest, loving dental care you deserve.

New Patient Special

To acquaint you with our office, as a new patient, we are offering you $25.00 off your first Complete Oral Exam, X-rays and Routine Cleaning. Take advantage of this opportunity to safeguard your smile.

Mouthwash Is Important, Too!

Brushing and flossing may not be enough. The ADA now recommends using an antimicrobial mouthwash to reduce plaque and prevent gingivitis.